Please check out our website to see if Fluid is available in your state. We don’t assess any late fees for missed payments but we do report late, missed payments and charged off accounts to major credit bureaus.įluid is currently licensed to lend in 36 states. We will work with individuals to get back on track. We understand that from time to time, our borrowers might run into difficulties to make a payment. Although your existing credit profile is part of our underwriting criteria, it is not the only aspect of our approval decision. Often, our borrowers are new to credit or haven’t had the chance to establish their credit. We will also publish education material and data to make financial education less daunting.Ĭan I still use Fluid if I have an average or low credit score?įluid actually helps you to start building your credit. Yes! Fluid works with some of the biggest national credit bureaus to report borrowing activity to help you build credit. We work with major credit bureaus to help students to start building credit while they are getting a great university education. Why use Fluid instead of the competitors?įluid offers a no interest installment loan product. It may take 1 to 3 days to get your money deposited into your bank account, but it can be even faster. Getting approved takes only a few minutes. How long does it take to get approved and receive funds? You will have to get approved through our underwriting criteria. Yes! We do not charge any interest and fees to use the app or borrow from Fluid. Borrow up to $500 and payback in 3 to 6 months.
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